Posted on: Feb 10, 2021
There’s a common misconception that senior living communities are only for long-term care. It’s one reason many older adults don’t consider moving to a community until they need care. But that attitude can mean missing out on all the benefits independent living has to offer.
The term independent living covers a variety of housing options for seniors. There are age-restricted communities that offer housing only to those age 55+. Many of these are rental communities that don’t offer care services. There are also Life Plan Communities (also known as continuing care retirement communities) that have independent living options as well as assisted living, memory care and skilled nursing.
Typically, these residential communities offer an active lifestyle and freedom from the hassles of home maintenance. You’ll find residence options like apartments, freestanding cottages or villas, duplexes, townhomes and condos, all in a variety of floor plans and sizes.
Independent living services and amenities are designed to make things easier and more convenient. Housekeeping, linen service, dining plans, transportation services and security are common. Amenities often include a fitness center, pools, multiple dining venues, beauty and barber salons, woodworking shops, art studios or crafting rooms, and entertainment spaces such as auditoriums, game rooms or movie theaters.
Why sell your house and move to a community when you’re healthy and active? If you get the chance to talk with residents of senior living communities, many of them will tell you they wish they’d made the move sooner. Here are some common reasons why:
You’ll find a range of prices that depend on factors such as your city, size of your residence, number of occupants, and whether or not there is an entrance fee. Rental communities tend to have lower monthly rates, which can be appealing in the short-term. But not everything is included in that cost – especially health care.
In addition to monthly fees, Life Plan Communities (also known as continuing care retirement communities) require an upfront entrance fee, which can be $100,000+, which is typically covered by the proceeds from selling your house. Entrance fees are essentially a way to pre-pay future medical costs, and many communities offer various refundable options, so you or your estate gets a percentage of the entrance fee back if you leave.
truly understand what today’s independent living could offer you, you
should visit a Christian Horizons Community near you. We’ll be happy to arrange a tour and
introduce you to some residents.